Uninsured / Underinsured Motorists

It is estimated that up to one third of all drivers on the road have no insurance at all. They either cannot afford insurance or do not carry enough insurance to adequately protect them in an accident. This disregard for auto insurance regulations can leave other law abiding drivers at serious financial risk for injuries sustained from an accident with one of these uninsured motorists. If you have been in an accident with an uninsured or underinsured motorist, it is critical to contact a Texas auto accident lawyer right away. You do not want to speak with the insurance carrier and inadvertently give up your valuable rights. An auto accident attorney can advise you on what not to say to an insurance carrier and can help you get the compensation you deserve for your injuries.

Uninsured Motorist

Uninsured Motorist coverage is an elective coverage that can protect you in the event you have an accident with an uninsured motorist. As we have seen, many drivers on Texas roads do not carry insurance so this type of coverage is valuable to purchase. It is important to contact your insurance carrier first if you have had an accident with an uninsured motorist and you carry uninsured motorist protection. You must follow certain procedures in order to not give up your benefits. Your Abilene auto accident lawyer can best inform you of the procedures to follow in order to get properly compensated for your injuries.

Underinsured Motorist

As its name suggests, underinsured motorist coverage protects you in the event the at – fault driver was not adequately insured to cover the amount of damages you sustained in the accident. Typically underinsured motorist carry on the legal limit of insurance which can be woefully inadequate in the event of an accident. You should contact a n Abilene auto accident attorney as soon as possible after your accident. Do not attempt to settle with an insurance company before first contacting a lawyer. You may forfeit your underinsured motorist benefits if you do not get “permission to settle” from your insurance carrier. Don’t let this happen to you. Call the auto accident lawyers at Browning Law Firm right away.